Monitor covers full-service and fast food restaurants, cafeterias, food service contractors and vendors.

We insure small to mid-sized clients, those with five or more employees.

Policy Enhancements for Restaurants

• Third party liability coverage for claims brought by customers for discrimination and/or harassment.
• $100,000 costs of defense for claims alleging violation(s) of the Fair Labor Standards Act.
• Optional $100,000 sublimit for franchisor if named in a claim along with the named insured (franchisee).
• Modified settlement clause (80%/20% coinsurance) and a 10% reduction in deductible upon consent to settle.
• Toll-free Employment Practices Liability Loss Prevention Helpline.
• Refer to product highlights for standard coverage details.

Please contact your underwriter for information regarding policy form approvals for your state.