Monitor covers hotels, motels, resort hotels, motor hotels and bed-and-breakfast inns.
We insure small to mid-sized clients, those with five or more employees.
Policy Enhancements for Lodging Establishments
- Third party liability coverage for claims brought by customers for discrimination and/or harassment.
- $100,000 costs of defense for claims alleging violation(s) of the Fair Labor Standards Act.
- Optional $100,000 sublimit for franchisor if named in a claim along with the named insured (franchisee).
- Modified settlement clause (80%/20% coinsurance) and a 10% reduction in deductible upon consent to settle.
- Toll-free Employment Practices Liability Loss Prevention Helpline.
- Refer to product highlights for standard coverage details.
Please contact your underwriter for information regarding policy form approvals for your state.