Monitor Liability Managers is the only Florida Restaurant and Lodging Association (FRLA) endorsed provider of Employment Practices Liability (EPL) Insurance.
Monitor’s EPL insurance coverage is available for a wide variety of hospitality and restaurant industry clients. For hospitality this includes hotels, motels, resort hotels, motor hotels and bed-and-breakfast inns. For restaurants this includes full-service and fast food restaurants, cafeterias, food service contractors and vendors.
We insure small to mid-sized clients, those with five or more employees.
EPL Policy Enhancements for FRLA Members
- Third party liability coverage for claims brought by customers for discrimination and/or harassment.
- $100,000 costs of defense for claims alleging violation(s) of the Fair Labor Standards Act (FLSA).
- Optional $25,000 costs of defense for criminal investigations brought by any government agency for allegedly hiring or harboring of illegal aliens.
- 7.5% premium renewal credit for members in good standing with no claims.
- Toll-free Employment Practices Liability Loss Prevention Helpline.
- Optional $100,000 sublimit for franchisor if named insured (franchisee)
- Modified settlement clause (80%/20% coinsurance) and a 10% reduction in the deductible upon consent to settle
Visit FRLA's Web site for more information.
